Our Team

Meet our Leadership Team

Tammy Higgins President T.G. Business Services

Tammy Higgins

Tammy began EMS billing in 2001 when Winterport Volunteer Ambulance approached her. She helped this small cash strapped service produce enough income to pay off all their debt and enabled them to set financial goals consisting of acquiring assets within the first year. Tammy’s expertise also helped, Winterport Volunteer Ambulance become so financially secure they were able to give back an Appropriation to the Town of Winterport and purchase a cardiac monitor in the same year.  Winterport Volunteer Ambulance now enjoys financial stability and have been able to purchase equipment needed to run a first rate ambulance service.  Tammy has become an expert in EMS billing. She has helped many small rural ambulance service providers regain financial health. 

Phil Higgins

Philip Higgins

Phil has a BS in Business Administration from Husson University.  He assisted with the startup of T. G. Higgins Business Services in 1998 and has worked in EMS Billing part time for 10 years. He worked at the United States Postal Service for many years as a Training Technician delivering classroom instruction to craft and management employees. Training courses he delivered included Hazwoper Awareness Level and First Responder Spill Teams; Medical Emergency Response Teams for First Aid, OSHA Compliance Training and other training as needed.

After a 20 year career with the Postal Service, Phil retired in 2010 and began working full time at T. G. Higgins Business Services, PA. He holds a dual function as training officer and EMS Billing agent. He is a volunteer for Winterport Fire and Rescue, Inc., as a fire fighter and currently a driver for the Winterport Ambulance Service. He spends his free time with his family and likes to read.

Tom Skratt

Tom Skratt

Tom holds a BS in Forest Management. After his military tour in Vietnam, he was employed as a research technician by the US Forest Service's Northeast Forest Experiment Station research lab in Hamden, CT. Tom was transferred to Maine and became the field supervisor for the Penobscot Experimental Forest in Bradley, ME. 

In 1979, he joined the Winterport Fire Department and in 1984, he joined the Winterport Ambulance Service as a driver. He is Safety Officer for the fire department and is also the Secretary/Treasurer for Winterport Fire and Rescue Association. Tom also served on the Winterport Town Council and Board of Assessors for many years. He retired from the US Forest Service in 2000, worked at Bangor International Airport until 2006 when he joined T. G. Higgins Business Services, PA. Because of his work with the fire and ambulance he understands the importance of the billing process to the services, which makes him a valuable employee. He spends his free time with his grandchildren.

Our Exceptional Support Staff

Our support staff are helpful, courteous, dependable and professional. They assist our leadership team with everyday tasks in a friendly and efficient manner. 

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